Bank Alfalah Introduces Pakistan’s First One-Stop Digital Islamic Consumer Finance Centre

Karachi, 18 August 2026 – Bank Alfalah has inaugurated Pakistan’s first Digital Islamic Consumer Finance Centre (ICFC) at Naya Nazimabad, Karachi. The ceremony was attended by senior management, Saleem Ullah, Deputy Governor, State Bank of Pakistan, and Arif Habib, Founder, Arif Habib Group, marking a major step toward expanding integrated Shariah-compliant financial services.

The ICFC is a first-of-its-kind model, combining digital consumer financing, an Islamic banking branch, and a self-service digital lobby in one destination. Customers can explore on-site inventory of homes, vehicles, solar solutions, and appliances, receive specialist advisory, and apply for financing digitally.

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Through a fully digital journey, applicants get instant credit assessment and approval via a digital credit agent, eliminating paperwork and reducing processing time. Partnerships with leading developers, automotive, solar and consumer brands enable customers to compare products and complete financing in a single visit.

“This centre is the future of consumer banking. We are redefining the experience while expanding access to Shariah-compliant solutions,” said Atif Bajwa, President & CEO, Bank Alfalah.

The launch also marks Bank Alfalah crossing 1,200 branches and 451 Islamic banking branches nationwide.